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Legally Unaffordable Debts With An IVA...

Lower Monthly Repayments

Do I Qualify?

Write Off Unaffordable Unsecured Debts

Legislated Debt Solution - Its The Law!

IVA  Use our Free Calculator to see if you qualify...

Finding the Right IVA Company for You

When it comes to choosing the right Individual Voluntary Arrangement company, you need to feel relaxed around the particular advisor you are provided. It is important that you open up to him, discussing your financial problems and requirements. Try to assess the level of expertise possessed by
your IVA advisor.

Make Sure They Care

One good way to determine whether or not you are speaking with the right company is to observe how they handle the situation you present them with. Do they perform an in-depth analysis of your current financial condition? What is their level of interest like?

Ask Others for Advice

Before you settle with any particular IVA company by yourself, it is important that you carry out a little further research. If you haven't already been through the IVA procedure, it is important that you make an effort to ask those who have. Enquire into success stories of friends, colleagues or family members. If you can, ask someone who has already managed to find a reliable company to find one for you, or guide you in the right direction.

Say "No" to Consultation Fees

Remember how important it is not to commit to a company that demands a consultation fee. With all reliable IVA companies, the initial paperwork and consultation should be completely free of charge. If they ask for money, go find somebody else. At the same time, the consultation period should involve an in-depth analysis of the problem at hand. If this isn't given, make an effort to look elsewhere.

Research Thoroughly

It is crucial that you do not stop looking before you are certain that you wish to commit. Before settling with a particular company, make an effort to list the number provided by all other companies you have identified, before making calls and enquiries into all services available to you.

Look for Legitimate Advice

The right IVA company should always offer their promise of the "best advice and ethical advice". A lot of the time, you're likely to come across debt companies who are more like middle men simply wanting to take money out of your hands for a "service" that means next to nothing. The best way to identify whether this is the case or not is through communication, discussion and analysis: Does the company take your case seriously enough.


Do I Qualify?

By answering a few simple questions, our calculator will see if you can qualify to write off your unaffordable unsecured debts.

Be free from the pressure of debt!

An IVA only lasts for 60 months (5 Years). As long as you keep up repayments any unnafordable unsecured debts are written off.
Do I Qualify? No Credit Checks

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______________ is an introducer and not an insolvency practice. With your approval, following advice from your SFS adviser, if you choose to go ahead with an IVA then we will pass a completed fact-find to an Insolvency Practitioner who will then present a proposal to your creditors. © 2018 All rights reserved. is managed by Right Protect Limited.

Debt Solutions Subject to conditions and acceptance. Credit rating may be affected. Repaying debt over longer period may increase the total amount to be repaid. Fees payable if continuing services provided. Alternative free-to-consumer debt advice organisations as recommended by the Money Advice Service. Call charges may apply if calling from a mobile. *You may be required to pay a contribution towards your debts. This contribution is assessed based on your income and expenditure and can last for 60 months or longer.